Why Start Now?

Time is the best ally of an investor. Every year you postpone investing, you miss the opportunity for compound interest to grow your savings. For example, starting to invest $200 a month at age 25 could generate over $1.2 million for your retirement, while waiting until age 35 would reduce that amount to less than half.

As the saying goes: “The best time to invest was yesterday. The second best time is today.”

Tips for a Good Start in Investing

1. Start with Growth ETFs

   If you’re just starting out, growth ETFs are ideal. Funds like SPYG (S&P 500 Growth ETF) allow you to access high-potential companies without worrying about picking individual stocks. Since these funds don’t distribute dividends, their earnings are automatically reinvested, reducing the tax burden and enhancing the effect of compound interest.

   Prioritize funds with low fees, as these have a direct impact on your long-term returns.

2. Invest Regularly

   The key to a successful start is not trying to predict the market but being consistent. A periodic investment strategy, such as Dollar Cost Averaging (DCA), allows you to average costs by buying more shares when prices drop and fewer when they rise.

3. Follow Trusted Investors

   An excellent way to learn and build your strategy is by watching and copying the moves of experienced investors. Thanks to platforms like eToro, you can closely follow investors whose strategies align with your goals.

   If you are looking for a diversified strategy in key sectors like technology, renewable energy, and sustainable agriculture, I invite you to follow my profile on eToro. By copying my portfolio, you’ll not only gain exposure to a solid strategy, but also learn how to diversify and manage risk.

4. Educate Yourself Financially

   Investing without knowledge can lead to costly mistakes. Spend time understanding basic concepts like diversification, risk, and return. There are plenty of free resources available to learn about personal finance and investing.

5. Plan Your Reviews

   Don’t obsess over daily market movements. Reviewing your portfolio quarterly or after significant events rather than daily reduces stress and emotional decisions.

Investing Early: The Key to Success

Starting early not only improves your financial returns, but also gives you experience and confidence to handle market scenarios. Even small amounts invested consistently can make a big difference in the long run.

Investing early with a clear strategy is the best gift you can give yourself. No matter how much capital you have now, the important thing is to start. As you develop your skills and build your portfolio, you will be better prepared to face market challenges.