{"id":1415,"date":"2025-07-29T00:28:40","date_gmt":"2025-07-29T00:28:40","guid":{"rendered":"https:\/\/toposuranos.com\/InvestorInsight\/?p=1415"},"modified":"2025-07-29T00:28:40","modified_gmt":"2025-07-29T00:28:40","slug":"unitedhealth-unh-%e0%a4%a4%e0%a5%87%e0%a4%9c-%e0%a4%97%e0%a4%bf%e0%a4%b0%e0%a4%be%e0%a4%b5%e0%a4%9f-%e0%a4%95%e0%a5%87-%e0%a4%ac%e0%a4%be%e0%a4%a6-%e0%a4%a8%e0%a4%bf%e0%a4%b5%e0%a5%87%e0%a4%b6","status":"publish","type":"post","link":"https:\/\/toposuranos.com\/InvestorInsight\/hi\/2025\/07\/29\/unitedhealth-unh-%e0%a4%a4%e0%a5%87%e0%a4%9c-%e0%a4%97%e0%a4%bf%e0%a4%b0%e0%a4%be%e0%a4%b5%e0%a4%9f-%e0%a4%95%e0%a5%87-%e0%a4%ac%e0%a4%be%e0%a4%a6-%e0%a4%a8%e0%a4%bf%e0%a4%b5%e0%a5%87%e0%a4%b6\/","title":{"rendered":"UnitedHealth (UNH): \u0924\u0947\u091c \u0917\u093f\u0930\u093e\u0935\u091f \u0915\u0947 \u092c\u093e\u0926 \u0928\u093f\u0935\u0947\u0936 \u0915\u093e \u0905\u0935\u0938\u0930 \u092f\u093e \u092e\u0942\u0932\u094d\u092f \u091c\u093e\u0932?"},"content":{"rendered":"

UnitedHealth (UNH): \u0924\u0947\u091c \u0917\u093f\u0930\u093e\u0935\u091f \u0915\u0947 \u092c\u093e\u0926 \u0928\u093f\u0935\u0947\u0936 \u0915\u093e \u0905\u0935\u0938\u0930 \u092f\u093e \u092e\u0942\u0932\u094d\u092f \u091c\u093e\u0932?<\/h1>\n

\u092a\u0930\u093f\u091a\u092f: UnitedHealth \u0915\u0940 \u0905\u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0914\u0930 \u0905\u0935\u0938\u0930\u094b\u0902 \u0915\u0940 \u0924\u0932\u093e\u0936<\/h2>\n

\n2025 \u0915\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0938\u0947, UnitedHealth Group (UNH<\/strong>) \u0915\u0947 \u0936\u0947\u092f\u0930 \u090f\u0915 \u0930\u0915\u094d\u0937\u093e\u0924\u094d\u092e\u0915 \u092a\u0928\u093e\u0939\u0917\u093e\u0939 \u0939\u094b\u0928\u0947 \u0938\u0947 \u0939\u091f \u0915\u0930 S&P 500 \u0938\u0942\u091a\u0915\u093e\u0902\u0915 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u0905\u0938\u094d\u0925\u093f\u0930 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947 \u090f\u0915 \u092c\u0928 \u0917\u090f \u0939\u0948\u0902\u0964 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0940 \u0907\u0938 \u0926\u093f\u0917\u094d\u0917\u091c \u0915\u0947 \u0936\u0947\u092f\u0930 2024 \u0915\u0947 \u0909\u091a\u094d\u091a\u0924\u092e \u0938\u094d\u0924\u0930\u094b\u0902 \u0938\u0947 \u0932\u0917\u092d\u0917 50 % \u0917\u093f\u0930 \u0917\u090f \u0939\u0948\u0902, \u091c\u093f\u0938\u0915\u093e \u0915\u093e\u0930\u0923 \u0924\u094d\u0930\u0948\u092e\u093e\u0938\u093f\u0915 \u0928\u0924\u0940\u091c\u094b\u0902 \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 \u0938\u0947 \u0915\u092e \u0930\u0939\u0928\u093e, \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0937\u0947\u092a\u0923 \u092e\u0947\u0902 \u0915\u092e\u0940, Medicare Advantage<\/em> \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u092e\u0947\u0902 \u0938\u092e\u0938\u094d\u092f\u093e\u090f\u0901, \u092e\u0941\u0916\u094d\u092f \u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0930\u0940 \u0905\u0927\u093f\u0915\u093e\u0930\u0940 \u0915\u093e \u0907\u0938\u094d\u0924\u0940\u092b\u093e \u0914\u0930 \u0928\u093f\u092f\u093e\u092e\u0915 \u091c\u093e\u0902\u091a \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u0948\u0964 21\u00a0\u091c\u0941\u0932\u093e\u0908\u00a02025 \u0915\u0940 \u0938\u092e\u093e\u092a\u094d\u0924\u093f \u092a\u0930, \u0936\u0947\u092f\u0930 \u0915\u0940 \u0915\u0940\u092e\u0924 282,14\u00a0USD \u092a\u094d\u0930\u0924\u093f \u0936\u0947\u092f\u0930 \u0925\u0940, \u092c\u093e\u091c\u093e\u0930 \u092a\u0942\u0902\u091c\u0940\u0915\u0930\u0923 \u0932\u0917\u092d\u0917 255,9\u00a0\u0905\u0930\u092c \u0921\u0949\u0932\u0930 \u0914\u0930 \u092a\u093f\u091b\u0932\u0947 12\u00a0\u092e\u0939\u0940\u0928\u094b\u0902 \u092e\u0947\u0902 \u0932\u0917\u092d\u0917 49\u00a0% \u0915\u0940 \u0917\u093f\u0930\u093e\u0935\u091f \u0915\u0947 \u0938\u093e\u0925\u0964 \u0915\u094d\u092f\u093e \u092f\u0939 \u0938\u0938\u094d\u0924\u0947 \u092e\u0947\u0902 \u0916\u0930\u0940\u0926\u0928\u0947 \u0915\u093e \u0905\u0935\u0938\u0930 \u0939\u0948 \u092f\u093e \u0910\u0938\u0940 \u092e\u0942\u0932\u094d\u092f \u091c\u093e\u0932 \u091c\u093f\u0938\u0947 \u091f\u093e\u0932\u0928\u093e \u091a\u093e\u0939\u093f\u090f? \u0907\u0938 \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u092e\u0947\u0902 \u0939\u092e \u0939\u093e\u0932 \u0915\u0947 \u0924\u0925\u094d\u092f\u094b\u0902, \u0915\u0902\u092a\u0928\u0940 \u0915\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092e\u0942\u0932\u092d\u0942\u0924 \u0924\u0924\u094d\u0935\u094b\u0902 \u0914\u0930 \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u091c\u094b\u0916\u093f\u092e\u094b\u0902 \u0915\u094b \u0917\u0939\u0930\u093e\u0908 \u0938\u0947 \u0926\u0947\u0916\u0924\u0947 \u0939\u0948\u0902 \u0924\u093e\u0915\u093f \u0938\u0942\u091a\u093f\u0924 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0947\u0964\n<\/p>\n

\u0939\u093e\u0932\u093f\u092f\u093e \u0938\u0902\u0926\u0930\u094d\u092d: \u0928\u093f\u0930\u093e\u0936\u093e\u091c\u0928\u0915 \u092a\u0930\u093f\u0923\u093e\u092e, \u0928\u0947\u0924\u0943\u0924\u094d\u0935 \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935 \u0914\u0930 \u0928\u093f\u092f\u093e\u092e\u0915 \u0926\u092c\u093e\u0935<\/h2>\n

\nUNH \u0915\u093e \u092a\u0924\u0928 \u0905\u092a\u094d\u0930\u0948\u0932\u00a02025 \u092e\u0947\u0902 \u0924\u092c \u0936\u0941\u0930\u0942 \u0939\u0941\u0906 \u091c\u092c \u0915\u0902\u092a\u0928\u0940 \u0928\u0947 \u0909\u092e\u094d\u092e\u0940\u0926 \u0938\u0947 \u0928\u0940\u091a\u0947 \u092a\u0939\u0932\u093e \u0924\u094d\u0930\u0948\u092e\u093e\u0938\u093f\u0915 \u092a\u0930\u093f\u0923\u093e\u092e \u092a\u094d\u0930\u0915\u093e\u0936\u093f\u0924 \u0915\u093f\u092f\u093e \u0914\u0930 2025 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u0924\u093f \u0936\u0947\u092f\u0930 \u0932\u093e\u092d (BPA) \u092e\u093e\u0930\u094d\u0917\u0926\u0930\u094d\u0936\u0928 \u0915\u094b \u0915\u093e\u092b\u0940 \u0915\u092e \u0915\u0930 \u0926\u093f\u092f\u093e\u0964 \u0930\u093e\u091c\u0938\u094d\u0935 109,6\u00a0\u0905\u0930\u092c \u0921\u0949\u0932\u0930 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a \u0917\u092f\u093e, \u091c\u094b \u0938\u093e\u0932\u093e\u0928\u093e 9,8\u00a0\u0905\u0930\u092c \u0921\u0949\u0932\u0930 \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u0948; \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0938\u092e\u093e\u092f\u094b\u091c\u093f\u0924 \u092a\u094d\u0930\u0924\u093f \u0936\u0947\u092f\u0930 \u0932\u093e\u092d 7,20\u00a0USD \u0925\u093e, \u091c\u094b \u0905\u0928\u0941\u092e\u093e\u0928 \u0938\u0947 \u0915\u092e \u0925\u093e, \u0914\u0930 \u0915\u0902\u092a\u0928\u0940 \u0928\u0947 2025 \u0915\u0947 \u0932\u093f\u090f \u0938\u092e\u093e\u092f\u094b\u091c\u093f\u0924 BPA \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 29,50\u201330\u00a0USD \u0938\u0947 \u0918\u091f\u093e\u0915\u0930 26\u201326,50\u00a0USD \u0915\u0930 \u0926\u093f\u092f\u093e\u0964 Medicare Advantage<\/em> \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u092e\u0947\u0902 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u0935\u0943\u0926\u094d\u0927\u093f \u0914\u0930 Optum Health \u092e\u0947\u0902 \u0938\u0926\u0938\u094d\u092f \u0938\u0902\u0930\u091a\u0928\u093e \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935 \u0915\u094b \u0926\u092c\u093e\u0935 \u0915\u0947 \u092e\u0941\u0916\u094d\u092f \u0915\u093e\u0930\u0923\u094b\u0902 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0907\u0902\u0917\u093f\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e\u0964\n<\/p>\n

\n\u0915\u0941\u091b \u092e\u0939\u0940\u0928\u094b\u0902 \u092c\u093e\u0926, \u092e\u0941\u0916\u094d\u092f \u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0930\u0940 \u0905\u0927\u093f\u0915\u093e\u0930\u0940 \u090f\u0902\u0921\u094d\u0930\u092f\u0942\u00a0\u0935\u093f\u091f\u094d\u091f\u0940 \u0928\u0947 \u0905\u092a\u0928\u093e \u0907\u0938\u094d\u0924\u0940\u092b\u093e \u0938\u094c\u0902\u092a \u0926\u093f\u092f\u093e, \u0914\u0930 \u0928\u093f\u0926\u0947\u0936\u0915 \u092e\u0902\u0921\u0932 \u0928\u0947 \u092a\u0942\u0930\u094d\u0935 CEO \u0938\u094d\u091f\u0940\u092b\u0928\u00a0\u0939\u0948\u092e\u094d\u0938\u094d\u0932\u0947 \u0915\u094b \u0905\u0902\u0924\u0930\u093f\u092e \u0930\u0942\u092a \u0938\u0947 \u0915\u0902\u092a\u0928\u0940 \u0915\u093e \u0928\u0947\u0924\u0943\u0924\u094d\u0935 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u092f\u0941\u0915\u094d\u0924 \u0915\u093f\u092f\u093e\u0964 \u0936\u0940\u0930\u094d\u0937 \u0928\u0947\u0924\u0943\u0924\u094d\u0935 \u092e\u0947\u0902 \u0907\u0938 \u092c\u0926\u0932\u093e\u0935 \u0928\u0947 \u0905\u0928\u093f\u0936\u094d\u091a\u093f\u0924\u0924\u093e \u0915\u094b \u0914\u0930 \u092c\u0922\u093c\u093e \u0926\u093f\u092f\u093e, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0939 \u0909\u0928 \u0905\u092b\u0935\u093e\u0939\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u092e\u0947\u0932 \u0916\u093e\u0924\u093e \u0925\u093e \u0915\u093f \u0928\u094d\u092f\u093e\u092f \u0935\u093f\u092d\u093e\u0917 (DOJ) Medicare Advantage<\/em> \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u092e\u0947\u0902 \u0915\u094b\u0921\u093f\u0902\u0917 \u0914\u0930 \u092c\u093f\u0932\u093f\u0902\u0917 \u092a\u094d\u0930\u0925\u093e\u0913\u0902 \u0915\u0947 \u0938\u0902\u092c\u0902\u0927 \u092e\u0947\u0902 \u0928\u093e\u0917\u0930\u093f\u0915 \u0914\u0930 \u0906\u092a\u0930\u093e\u0927\u093f\u0915 \u091c\u093e\u0902\u091a \u0915\u0930 \u0930\u0939\u093e \u0939\u0948\u0964 \u0905\u0927\u093f\u0915\u093e\u0930\u0940 \u091c\u093e\u0902\u091a \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902 \u0915\u093f \u0915\u094d\u092f\u093e \u0915\u0902\u092a\u0928\u0940 \u0928\u0947 \u0938\u0930\u0915\u093e\u0930\u0940 \u092d\u0941\u0917\u0924\u093e\u0928 \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0947 \u0938\u0926\u0938\u094d\u092f\u094b\u0902 \u0915\u0947 \u0928\u093f\u0926\u093e\u0928 \u0915\u094b \u0915\u0943\u0924\u094d\u0930\u093f\u092e \u0930\u0942\u092a \u0938\u0947 \u092b\u0941\u0932\u093e\u092f\u093e, \u090f\u0915 \u0910\u0938\u093e \u092e\u0941\u0926\u094d\u0926\u093e \u091c\u094b \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0926\u0902\u0921 \u092e\u0947\u0902 \u092a\u0930\u093f\u0923\u0924 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0907\u0928 \u0938\u092e\u0938\u094d\u092f\u093e\u0913\u0902 \u092e\u0947\u0902 DOJ \u0915\u093e \u090f\u0915 \u0905\u0935\u093f\u0936\u094d\u0935\u093e\u0938 \u092e\u0941\u0915\u0926\u092e\u093e \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b \u0917\u092f\u093e \u0939\u0948 \u091c\u094b Amedisys \u0915\u0947 \u0905\u0927\u093f\u0917\u094d\u0930\u0939\u0923 \u0915\u094b \u0930\u094b\u0915\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0926\u093e\u092f\u0930 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u0924\u0930\u094d\u0915 \u0926\u0947\u0924\u0947 \u0939\u0941\u090f \u0915\u093f UnitedHealth \u0915\u093e \u090a\u0930\u094d\u0927\u094d\u0935\u093e\u0927\u0930 \u090f\u0915\u0940\u0915\u0930\u0923 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093e \u0914\u0930 \u0930\u094b\u0917\u093f\u092f\u094b\u0902 \u0915\u094b \u0916\u0924\u0930\u0947 \u092e\u0947\u0902 \u0921\u093e\u0932\u0924\u093e \u0939\u0948\u0964\n<\/p>\n

\n\u0928\u090f Medicare<\/em> \u092d\u0941\u0917\u0924\u093e\u0928 \u0928\u093f\u092f\u092e (\u0938\u0902\u0938\u094d\u0915\u0930\u0923 V28) \u0928\u0947 \u092d\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u093f\u092f\u093e \u0939\u0948\u0964 \u092f\u0947 \u0928\u093f\u092f\u092e \u091c\u094b\u0916\u093f\u092e \u0917\u0923\u0928\u093e \u0915\u094b \u0915\u0921\u093c\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u092a\u094d\u0930\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u094b \u0915\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 Medicare Advantage<\/em> \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0915\u0947 \u092e\u093e\u0930\u094d\u091c\u093f\u0928 \u0916\u0930\u093e\u092c \u0939\u094b \u0917\u090f \u0939\u0948\u0902\u0964 \u0915\u0902\u092a\u0928\u0940 \u0928\u0947 \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u093f\u092f\u093e \u0915\u093f \u0938\u0926\u0938\u094d\u092f\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0905\u0927\u093f\u0915 \u0909\u092a\u092f\u094b\u0917 \u0914\u0930 \u0928\u093f\u092f\u093e\u092e\u0915 \u0905\u0926\u094d\u092f\u0924\u0928 \u0928\u0947 \u0909\u0938\u0915\u0947 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u0932\u093e\u0917\u0924 \u0905\u0928\u0941\u092a\u093e\u0924 \u092a\u0930 \u0926\u092c\u093e\u0935 \u0921\u093e\u0932\u093e \u0914\u0930 \u0932\u093e\u092d \u092e\u093e\u0930\u094d\u0917\u0926\u0930\u094d\u0936\u0928 \u092e\u0947\u0902 \u0915\u091f\u094c\u0924\u0940 \u0915\u0930\u0928\u0947 \u0915\u094b \u092e\u091c\u092c\u0942\u0930 \u0915\u093f\u092f\u093e\u0964\n<\/p>\n

UnitedHealth \u0915\u093e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0914\u0930 \u092e\u0942\u0932\u092d\u0942\u0924 \u0924\u0924\u094d\u0935<\/h2>\n

\nUnitedHealth \u090f\u0915 \u0935\u093f\u0935\u093f\u0927\u0940\u0915\u0943\u0924 \u0938\u092e\u0942\u0939 \u0939\u0948 \u091c\u093f\u0938\u0915\u0947 \u0926\u094b \u0938\u094d\u0924\u0902\u092d \u0939\u0948\u0902: UnitedHealthcare, \u091c\u094b \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e\u090f\u0901 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u0914\u0930 Optum, \u091c\u094b \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0947\u0935\u093e\u090f\u0901, \u092b\u093e\u0930\u094d\u092e\u0947\u0938\u0940 \u0914\u0930 \u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u093e \u0906\u0915\u093e\u0930 \u0907\u0938\u0947 \u0905\u0928\u094d\u092f \u092c\u0940\u092e\u093e\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u092a\u0930 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093e\u0924\u094d\u092e\u0915 \u0932\u093e\u092d \u0926\u0947\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0907\u0938\u0915\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u092c\u0921\u093c\u0947 \u092a\u0948\u092e\u093e\u0928\u0947 \u092a\u0930 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u0923 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0939\u0948\u0964 2024 \u092e\u0947\u0902 \u0915\u0902\u092a\u0928\u0940 \u0928\u0947 400,3\u00a0\u0905\u0930\u092c \u0921\u0949\u0932\u0930 \u0915\u093e \u0930\u093e\u091c\u0938\u094d\u0935 \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u093f\u092f\u093e, \u091c\u094b 2023 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 8\u00a0% \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u0948, \u0914\u0930 32,3\u00a0\u0905\u0930\u092c \u0921\u0949\u0932\u0930 \u0915\u093e \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0932\u093e\u092d \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u093f\u092f\u093e\u0964 UnitedHealthcare \u0916\u0902\u0921 \u0928\u0947 298,2\u00a0\u0905\u0930\u092c \u0921\u0949\u0932\u0930 \u0915\u093e \u0930\u093e\u091c\u0938\u094d\u0935 \u0914\u0930 15,6\u00a0\u0905\u0930\u092c \u0921\u0949\u0932\u0930 \u0915\u093e \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0932\u093e\u092d \u0926\u093f\u092f\u093e, \u091c\u092c\u0915\u093f Optum \u0938\u0947\u0935\u093e\u0913\u0902 \u0928\u0947 253\u00a0\u0905\u0930\u092c \u0921\u0949\u0932\u0930 \u0915\u0940 \u092c\u093f\u0915\u094d\u0930\u0940 \u0914\u0930 16,7\u00a0\u0905\u0930\u092c \u0921\u0949\u0932\u0930 \u0915\u093e \u0932\u093e\u092d \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u093f\u092f\u093e\u0964\n<\/p>\n

\n2025 \u0915\u0940 \u092a\u0939\u0932\u0940 \u0924\u093f\u092e\u093e\u0939\u0940 (1T25) \u092e\u0947\u0902 \u0930\u093e\u091c\u0938\u094d\u0935 109,6\u00a0\u0905\u0930\u092c \u0921\u0949\u0932\u0930 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a \u0917\u092f\u093e, \u0932\u0947\u0915\u093f\u0928 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u0932\u093e\u0917\u0924 \u0905\u0928\u0941\u092a\u093e\u0924 84,8\u00a0% \u0924\u0915 \u092c\u0922\u093c \u0917\u092f\u093e, \u091c\u094b \u0905\u0927\u093f\u0915 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0909\u092a\u092f\u094b\u0917 \u0914\u0930 \u090a\u0902\u091a\u0940 \u0932\u093e\u0917\u0924 \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964 \u0915\u0902\u092a\u0928\u0940 \u0928\u0947 \u0905\u092a\u0928\u0947 \u0932\u093e\u092d \u092a\u0942\u0930\u094d\u0935\u093e\u0928\u0941\u092e\u093e\u0928 \u0915\u094b \u0918\u091f\u093e \u0926\u093f\u092f\u093e \u0914\u0930 \u091a\u0947\u0924\u093e\u0935\u0928\u0940 \u0926\u0940 \u0915\u093f \u092e\u093e\u0930\u094d\u091c\u093f\u0928 \u0926\u092c\u093e\u0935 \u092e\u0947\u0902 \u0930\u0939 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926, \u0907\u0938\u0915\u0947 \u0928\u0915\u0926 \u092a\u094d\u0930\u0935\u093e\u0939 \u092e\u091c\u092c\u0942\u0924 \u092c\u0928\u0947 \u0939\u0941\u090f \u0939\u0948\u0902: 2024 \u092e\u0947\u0902 \u0907\u0938\u0928\u0947 24,2\u00a0\u0905\u0930\u092c \u0921\u0949\u0932\u0930 \u0915\u093e \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0928\u0915\u0926 \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u093f\u092f\u093e (\u0907\u0938\u0915\u0947 \u0936\u0941\u0926\u094d\u0927 \u0932\u093e\u092d \u0915\u093e 1,6 \u0917\u0941\u0928\u093e) \u0914\u0930 16\u00a0\u0905\u0930\u092c \u0921\u0949\u0932\u0930 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u093e \u0935\u093f\u0924\u0930\u0923 \u0932\u093e\u092d\u093e\u0902\u0936 \u0914\u0930 \u0936\u0947\u092f\u0930 \u092a\u0941\u0928\u0930\u094d\u0916\u0930\u0940\u0926 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u093f\u092f\u093e\u0964 1T25 \u092e\u0947\u0902 \u0907\u0938\u0928\u0947 \u0932\u093e\u092d\u093e\u0902\u0936 \u0914\u0930 \u092a\u0941\u0928\u0930\u094d\u0916\u0930\u0940\u0926 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0932\u0917\u092d\u0917 5\u00a0\u0905\u0930\u092c \u0921\u0949\u0932\u0930 \u0936\u0947\u092f\u0930\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u094b \u0932\u094c\u091f\u093e\u090f\u0964\n<\/p>\n

\n\u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0915\u0947 \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0923 \u0938\u0947, \u0936\u0947\u092f\u0930 \u092a\u093f\u091b\u0932\u0947 \u092c\u093e\u0930\u0939 \u092e\u0939\u0940\u0928\u094b\u0902 \u0915\u0940 \u0906\u092f \u092a\u0930 \u0932\u0917\u092d\u0917 11,7 \u0917\u0941\u0928\u093e \u092e\u0942\u0932\u094d\u092f\/\u0906\u092f (P\/E<\/em>) \u0905\u0928\u0941\u092a\u093e\u0924 \u092a\u0930 \u0915\u093e\u0930\u094b\u092c\u093e\u0930 \u0915\u0930 \u0930\u0939\u093e \u0939\u0948, \u091c\u094b \u092a\u093f\u091b\u0932\u0947 \u092a\u093e\u0902\u091a \u0935\u0930\u094d\u0937\u094b\u0902 \u0915\u0947 \u0914\u0938\u0924 (~25\u00a0x) \u0914\u0930 \u092a\u094d\u0930\u0924\u093f\u0926\u094d\u0935\u0902\u0926\u094d\u0935\u093f\u092f\u094b\u0902 \u091c\u0948\u0938\u0947 Cigna \u0914\u0930 Humana \u0938\u0947 \u0915\u093e\u092b\u0940 \u0928\u0940\u091a\u0947 \u0939\u0948\u0964 \u092b\u0930\u094d\u092e Bernstein \u0905\u0928\u0941\u092e\u093e\u0928 \u0932\u0917\u093e\u0924\u0940 \u0939\u0948 \u0915\u093f UNH \u0915\u093e \u0905\u0917\u094d\u0930\u093f\u092e P\/E \u0932\u0917\u092d\u0917 13,95\u00a0x \u0939\u0948, \u091c\u094b \u0909\u0938\u0915\u0947 \u0910\u0924\u093f\u0939\u093e\u0938\u093f\u0915 \u0914\u0938\u0924 \u092a\u0930 \u0932\u0917\u092d\u0917 40\u00a0% \u0915\u0940 \u091b\u0942\u091f \u0915\u093e \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f\u0924\u094d\u0935 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 12\u00a0\u092e\u0939\u0940\u0928\u0947 \u0915\u093e \u0932\u093e\u092d\u093e\u0902\u0936 \u092a\u094d\u0930\u0924\u093f\u092b\u0932 \u0932\u0917\u092d\u0917 3\u00a0% \u0939\u0948 \u0914\u0930 2025 \u0915\u0940 \u092a\u0939\u0932\u0940 \u0924\u093f\u092e\u093e\u0939\u0940 \u092e\u0947\u0902 \u092d\u0941\u0917\u0924\u093e\u0928 \u0905\u0928\u0941\u092a\u093e\u0924 29\u00a0% \u0925\u093e, \u091c\u094b \u092c\u0924\u093e\u0924\u093e \u0939\u0948 \u0915\u093f \u0932\u093e\u092d\u093e\u0902\u0936 \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u0939\u0948\u0964\n<\/p>\n

\u0928\u093f\u092f\u093e\u092e\u0915 \u091c\u094b\u0916\u093f\u092e \u0914\u0930 \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0901<\/h2>\n

\nUnitedHealth \u0915\u0947 \u0932\u093f\u090f \u0906\u091c \u092e\u0941\u0916\u094d\u092f \u091c\u094b\u0916\u093f\u092e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u0939\u0940\u0902 \u092c\u0932\u094d\u0915\u093f \u0928\u093f\u092f\u093e\u092e\u0915 \u0939\u0948\u0964 Medicare Advantage<\/em> \u092e\u0947\u0902 \u0915\u0925\u093f\u0924 \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0915\u0947 \u0932\u093f\u090f DOJ \u0915\u0940 \u091c\u093e\u0902\u091a \u092e\u0947\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0926\u0902\u0921, \u092a\u094d\u0930\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u092e\u0949\u0921\u0932\u094b\u0902 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u092f\u093e \u0907\u0938\u0915\u0947 \u090a\u0930\u094d\u0927\u094d\u0935\u093e\u0927\u0930 \u090f\u0915\u0940\u0915\u0930\u0923 \u092e\u0949\u0921\u0932 \u092a\u0930 \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u0928\u094d\u092f\u093e\u092f \u0935\u093f\u092d\u093e\u0917 \u0928\u0947 \u092a\u0939\u0932\u0947 \u0939\u0940 \u0905\u0927\u093f\u0917\u094d\u0930\u0939\u0923\u094b\u0902 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 UnitedHealth \u0915\u0947 \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0915\u093e \u0935\u093f\u0930\u094b\u0927 \u0926\u093f\u0916\u093e\u092f\u093e \u0939\u0948, \u092f\u0939 \u0924\u0930\u094d\u0915 \u0926\u0947\u0924\u0947 \u0939\u0941\u090f \u0915\u093f Amedisys \u0915\u0940 \u0916\u0930\u0940\u0926 \u0918\u0930\u0947\u0932\u0942 \u0926\u0947\u0916\u092d\u093e\u0932 \u092c\u093e\u091c\u093e\u0930 \u0915\u094b \u0914\u0930 \u0905\u0927\u093f\u0915 \u0938\u092e\u0947\u0915\u093f\u0924 \u0915\u0930 \u0926\u0947\u0917\u0940\u0964\n<\/p>\n

\n\u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0938\u094d\u0924\u0930 \u092a\u0930, \u0907\u0938\u0915\u0947 Medicare Advantage<\/em> \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0915\u0940 \u092e\u091c\u092c\u0942\u0924 \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u094b\u0927\u093e\u0930\u0940 \u0924\u0932\u0935\u093e\u0930 \u092c\u0928 \u0917\u0908 \u0939\u0948\u0964 \u090f\u0915 \u092b\u0902\u0921 \u092e\u0948\u0928\u0947\u091c\u0930 \u0915\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0926\u0942\u0938\u0930\u0947 \u0924\u094d\u0930\u0948\u092e\u093e\u0938\u093f\u0915 \u092e\u0947\u0902 \u0938\u094d\u091f\u0949\u0915 \u092e\u0942\u0932\u094d\u092f \u092e\u0947\u0902 \u0917\u093f\u0930\u093e\u0935\u091f \u0926\u094b \u0915\u093e\u0930\u0915\u094b\u0902 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0925\u0940: (1) \u0938\u092e\u0942\u0939 Medicare Advantage<\/em> \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u092e\u0947\u0902 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0909\u092a\u092f\u094b\u0917 \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f, \u091c\u093f\u0938\u0938\u0947 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u0932\u093e\u0917\u0924 \u0905\u0928\u0941\u092a\u093e\u0924 \u092c\u0922\u093c\u093e, \u0914\u0930 (2) \u0928\u090f \u0938\u0926\u0938\u094d\u092f\u094b\u0902 \u0915\u093e \u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u092e\u093f\u0936\u094d\u0930\u0923, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0915\u0908 \u092e\u0930\u0940\u091c \u091c\u094b \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093f\u092f\u094b\u0902 \u0938\u0947 \u0906\u090f \u0925\u0947, \u0905\u092a\u0928\u0940 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0926\u0947\u0916\u092d\u093e\u0932 \u0915\u0940 \u0909\u092a\u0947\u0915\u094d\u0937\u093e \u0915\u0930 \u091a\u0941\u0915\u0947 \u0925\u0947 \u0914\u0930 \u0905\u0927\u093f\u0915 \u091c\u091f\u093f\u0932\u0924\u093e \u0935\u093e\u0932\u0947 \u0928\u0948\u0926\u093e\u0928\u093f\u0915 \u0938\u094d\u0924\u0930 \u092a\u0947\u0936 \u0915\u0930\u0924\u0947 \u0925\u0947, \u091c\u093f\u0938\u0938\u0947 \u0926\u0947\u0916\u092d\u093e\u0932 \u092e\u0939\u0902\u0917\u0940 \u0939\u094b \u0917\u0908\u0964 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0938\u094d\u0935\u092f\u0902 \u092e\u093e\u0928\u0924\u093e \u0939\u0948 \u0915\u093f \u0907\u0928 \u0938\u092e\u0938\u094d\u092f\u093e\u0913\u0902 \u0915\u094b \u0938\u0941\u0927\u093e\u0930\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948 \u0932\u0947\u0915\u093f\u0928 \u0907\u0938\u092e\u0947\u0902 \u0938\u092e\u092f \u0932\u0917\u0947\u0917\u093e \u0914\u0930 \u092a\u094d\u0930\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0905\u0928\u0941\u092c\u0902\u0927\u094b\u0902 \u092e\u0947\u0902 \u0938\u092e\u093e\u092f\u094b\u091c\u0928 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964\n<\/p>\n

\n\u090f\u0915 \u0914\u0930 \u0924\u0924\u094d\u0935 \u091c\u093f\u0938 \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0928\u093e \u0939\u0948 \u0935\u0939 \u0939\u0948 Medicare<\/em> \u092d\u0941\u0917\u0924\u093e\u0928 \u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u0938\u0902\u0938\u094d\u0915\u0930\u0923 V28 \u0915\u093e \u0915\u093e\u0930\u094d\u092f\u093e\u0928\u094d\u0935\u092f\u0928\u0964 \u092f\u0939 \u0938\u0941\u0927\u093e\u0930 \u091c\u094b\u0916\u093f\u092e \u0917\u0923\u0928\u093e\u0913\u0902 \u0915\u094b \u0915\u0920\u094b\u0930 \u092c\u0928\u093e\u0924\u093e \u0939\u0948 \u0914\u0930 \u092a\u094d\u0930\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u094b \u0915\u092e \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u094b \u0938\u092d\u0940 \u092c\u0940\u092e\u093e\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948 \u0932\u0947\u0915\u093f\u0928 Medicare Advantage<\/em> \u0915\u0947 \u0932\u093f\u090f \u0905\u0927\u093f\u0915 \u091c\u094b\u0916\u093f\u092e \u0915\u0947 \u0915\u093e\u0930\u0923 UnitedHealth \u0915\u094b \u0905\u0927\u093f\u0915 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0915\u0902\u092a\u0928\u0940 2024 \u092e\u0947\u0902 \u0939\u0941\u090f \u090f\u0915 \u0938\u093e\u0907\u092c\u0930 \u0939\u092e\u0932\u0947 \u0915\u093e \u092d\u0940 \u0938\u093e\u092e\u0928\u093e \u0915\u0930 \u0930\u0939\u0940 \u0939\u0948 \u091c\u093f\u0938\u0928\u0947 \u0907\u0938\u0915\u0947 \u0916\u0930\u094d\u091a \u092c\u0922\u093c\u093e \u0926\u093f\u090f \u0914\u0930 Optum \u0915\u0947 \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u094b \u0924\u0928\u093e\u0935 \u092e\u0947\u0902 \u0921\u093e\u0932 \u0926\u093f\u092f\u093e; \u0939\u093e\u0932\u093e\u0902\u0915\u093f \u0907\u0938\u0947 \u0905\u092c \u0938\u0902\u092d\u093e\u0932 \u0932\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u092f\u0939 \u0907\u0938\u0915\u0947 \u0924\u0915\u0928\u0940\u0915\u0940 \u091c\u094b\u0916\u093f\u092e\u094b\u0902 \u0915\u0940 \u092f\u093e\u0926 \u0926\u093f\u0932\u093e\u0924\u093e \u0939\u0948\u0964\n<\/p>\n

\u0909\u0926\u094d\u092f\u094b\u0917 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e\u090f\u0901 \u0914\u0930 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093f\u092f\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0924\u0941\u0932\u0928\u093e<\/h2>\n

\n\u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092c\u0940\u092e\u093e \u0914\u0930 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093e \u0924\u0940\u0935\u094d\u0930 \u092c\u0928\u0940 \u0939\u0941\u0908 \u0939\u0948\u0964 CVS Health \u091c\u0948\u0938\u0940 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0901 \u0932\u093e\u0917\u0924 \u0926\u092c\u093e\u0935\u094b\u0902 \u0938\u0947 \u092c\u091a\u0928\u0947 \u092e\u0947\u0902 \u0938\u092b\u0932 \u0930\u0939\u0940 \u0939\u0948\u0902 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0909\u0928\u0915\u093e \u0930\u093e\u091c\u0938\u094d\u0935 \u092e\u093f\u0936\u094d\u0930\u0923 \u0905\u0927\u093f\u0915 \u0935\u093f\u0935\u093f\u0927 \u0939\u0948 \u0914\u0930 Medicare Advantage<\/em> \u092e\u0947\u0902 \u0915\u092e \u091c\u094b\u0916\u093f\u092e \u0939\u0948\u0964 2025 \u0915\u0940 \u0926\u0942\u0938\u0930\u0940 \u0924\u093f\u092e\u093e\u0939\u0940 \u092e\u0947\u0902, CVS \u0915\u0947 \u0936\u0947\u092f\u0930 2,5\u00a0% \u092c\u0922\u093c\u0947, \u091c\u092c\u0915\u093f UNH 40\u00a0% \u0917\u093f\u0930 \u0917\u092f\u093e\u0964 CVS \u0928\u0947 2025 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0947 BPA \u092e\u093e\u0930\u094d\u0917\u0926\u0930\u094d\u0936\u0928 \u092e\u0947\u0902 \u092d\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0940, \u091c\u092c\u0915\u093f UnitedHealth \u0928\u0947 \u0907\u0938\u0947 \u0918\u091f\u093e \u0926\u093f\u092f\u093e, \u092f\u0939 \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948 \u0915\u093f \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u091c\u094b\u0916\u093f\u092e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0914\u0930 \u092a\u0942\u0902\u091c\u0940 \u0905\u0928\u0941\u0936\u093e\u0938\u0928 \u092b\u0930\u094d\u0915 \u092a\u0948\u0926\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964\n<\/p>\n

\n\u092b\u093f\u0930 \u092d\u0940, UNH \u0915\u0947 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093e\u0924\u094d\u092e\u0915 \u0932\u093e\u092d\u094b\u0902 \u0915\u094b \u0915\u092e \u0928\u0939\u0940\u0902 \u0906\u0902\u0915\u0928\u093e \u091a\u093e\u0939\u093f\u090f: \u0907\u0938\u0915\u0947 \u092a\u094d\u0930\u0926\u093e\u0924\u093e \u0928\u0947\u091f\u0935\u0930\u094d\u0915, \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u0940 \u092a\u0948\u092e\u093e\u0928\u093e \u0914\u0930 Optum \u0915\u0940 \u092a\u0939\u0941\u0902\u091a (\u091c\u093f\u0938\u092e\u0947\u0902 \u092b\u093e\u0930\u094d\u092e\u0947\u0938\u0940, \u092a\u0930\u093e\u092e\u0930\u094d\u0936 \u0914\u0930 \u0924\u0915\u0928\u0940\u0915 \u0938\u0947\u0935\u093e\u090f\u0901 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902) \u0907\u0938\u0947 \u092e\u0942\u0932\u094d\u092f \u0906\u0927\u093e\u0930\u093f\u0924 \u0926\u0947\u0916\u092d\u093e\u0932 \u0915\u0940 \u0913\u0930 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u092e\u0947\u0902 \u090f\u0915 \u092a\u094d\u0930\u092e\u0941\u0916 \u0916\u093f\u0932\u093e\u0921\u093c\u0940 \u092c\u0928\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u0902\u092a\u0928\u0940 4,7\u00a0\u092e\u093f\u0932\u093f\u092f\u0928 \u0938\u0947 \u0905\u0927\u093f\u0915 \u092e\u0930\u0940\u091c\u094b\u0902 \u0915\u094b \u092e\u0942\u0932\u094d\u092f \u0906\u0927\u093e\u0930\u093f\u0924 \u0926\u0947\u0916\u092d\u093e\u0932 \u0938\u092e\u091d\u094c\u0924\u094b\u0902 \u0915\u0947 \u0924\u0939\u0924 \u0938\u0947\u0935\u093e \u0926\u0947\u0924\u0940 \u0939\u0948 \u0914\u0930 2025 \u092e\u0947\u0902 650\u00a0000 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u091c\u094b\u0921\u093c\u0928\u0947 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e \u0930\u0939\u0940 \u0939\u0948\u0964 \u092f\u0939 \u0938\u094d\u0925\u093f\u0924\u093f \u0909\u0938\u0947 \u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u0938\u093e\u0925 \u0905\u092a\u0928\u0947 \u0905\u0928\u0941\u092c\u0902\u0927\u094b\u0902 \u0915\u094b \u092c\u0947\u0939\u0924\u0930 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u092a\u0941\u0928\u00a0\u0935\u093e\u0930\u094d\u0924\u093e \u0915\u0930\u0928\u0947 \u0914\u0930 \u0905\u0917\u0932\u0947 \u092e\u0942\u0932\u094d\u092f \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u0923 \u091a\u0915\u094d\u0930 \u092e\u0947\u0902 \u0936\u0941\u0932\u094d\u0915 \u0938\u092e\u093e\u092f\u094b\u091c\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964\n<\/p>\n

\u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0905\u0935\u0938\u0930 \u0914\u0930 \u092a\u0915\u094d\u0937 \u092e\u0947\u0902 \u0924\u0930\u094d\u0915<\/h2>\n

\n\u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0915\u094d\u0937\u093f\u0924\u093f\u091c \u0935\u093e\u0932\u0947 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f, UNH \u0915\u093e \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u090f\u0915 \u0905\u0935\u0938\u0930 \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u0918\u0930 \u0905\u092d\u0940 \u092d\u0940 \u0907\u0938 \u0936\u0947\u092f\u0930 \u0915\u094b \u201c\u092e\u0927\u094d\u092f\u092e \u0916\u0930\u0940\u0926\u201d \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0926\u0947\u0916\u0924\u0947 \u0939\u0948\u0902: \u0915\u0902\u092a\u0928\u0940 \u0915\u094b \u0915\u0935\u0930 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 24 \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0915\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947 15 \u0907\u0938\u0947 \u201c\u092e\u091c\u092c\u0942\u0924 \u0916\u0930\u0940\u0926\u201d \u0914\u0930 \u0938\u093e\u0924 \u201c\u0927\u093e\u0930\u0923\u201d \u0915\u0940 \u0936\u094d\u0930\u0947\u0923\u0940 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0914\u0938\u0924 \u0932\u0915\u094d\u0937\u094d\u092f \u092e\u0942\u0932\u094d\u092f 363,52\u00a0USD \u092a\u094d\u0930\u0924\u093f \u0936\u0947\u092f\u0930 \u0939\u0948, \u091c\u094b \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0915\u0940\u092e\u0924 \u0938\u0947 \u0932\u0917\u092d\u0917 20,9\u00a0% \u0915\u093e \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u092a\u0941\u0928\u0930\u094d\u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948, \u0914\u0930 \u0938\u092c\u0938\u0947 \u0906\u0936\u093e\u0935\u093e\u0926\u0940 \u0932\u0915\u094d\u0937\u094d\u092f 440\u00a0USD (46,3\u00a0% \u092c\u0922\u093c\u0924) \u0924\u0915 \u092a\u0939\u0941\u0902\u091a\u0924\u093e \u0939\u0948\u0964 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0915\u094b\u0902 \u0915\u093e \u092e\u093e\u0928\u0928\u093e \u0939\u0948 \u0915\u093f \u0915\u0902\u092a\u0928\u0940 \u0915\u0940 \u0938\u092e\u0938\u094d\u092f\u093e\u090f\u0901 \u0905\u0938\u094d\u0925\u093e\u092f\u0940 \u0939\u0948\u0902 \u0914\u0930 \u0935\u0947 \u0909\u092e\u094d\u092e\u0940\u0926 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0932\u093e\u092d 2025 \u092e\u0947\u0902 \u0932\u0917\u092d\u0917 19\u00a0% \u0917\u093f\u0930\u0947\u0902\u0917\u0947 \u0932\u0947\u0915\u093f\u0928 2026 \u092e\u0947\u0902 17\u00a0% \u092c\u0922\u093c\u0947\u0902\u0917\u0947\u0964\n<\/p>\n

\n\u092a\u0942\u0930\u094d\u0935 CEO \u0938\u094d\u091f\u0940\u092b\u0928\u00a0\u0939\u0948\u092e\u094d\u0938\u094d\u0932\u0947, \u091c\u094b \u0905\u092c \u0928\u0947\u0924\u0943\u0924\u094d\u0935 \u0938\u0902\u092d\u093e\u0932 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0928\u0947 \u090f\u0915\u0940\u0915\u0943\u0924 \u0926\u0947\u0916\u092d\u093e\u0932 \u0930\u0923\u0928\u0940\u0924\u093f \u0915\u094b \u092e\u091c\u092c\u0942\u0924 \u0915\u093f\u092f\u093e \u0939\u0948 \u0914\u0930 \u0905\u0928\u0941\u0936\u093e\u0938\u093f\u0924 \u0915\u093e\u0930\u094d\u092f\u093e\u0928\u094d\u0935\u092f\u0928, \u0906\u0927\u0941\u0928\u093f\u0915\u0940\u0915\u0930\u0923 \u0914\u0930 \u0928\u0935\u093e\u091a\u093e\u0930 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0935\u0943\u0926\u094d\u0927\u093f \u092c\u0939\u093e\u0932 \u0915\u0930\u0928\u0947 \u0915\u093e \u0935\u093e\u0926\u093e \u0915\u093f\u092f\u093e \u0939\u0948\u0964 \u0905\u0917\u0930 \u0915\u0902\u092a\u0928\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0909\u092a\u092f\u094b\u0917 \u0915\u094b \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u0930\u0928\u0947, \u0905\u092a\u0928\u0947 Medicare<\/em> \u0936\u0941\u0932\u094d\u0915\u094b\u0902 \u0915\u094b \u0938\u092e\u093e\u092f\u094b\u091c\u093f\u0924 \u0915\u0930\u0928\u0947 \u0914\u0930 \u0928\u093f\u092f\u093e\u092e\u0915 \u091c\u093e\u0902\u091a \u0915\u094b \u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u0947 \u0915\u0947 \u092c\u093f\u0928\u093e \u092a\u093e\u0930 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0938\u092b\u0932 \u0930\u0939\u0924\u0940 \u0939\u0948, \u0924\u094b \u0935\u0939 \u092e\u093e\u0930\u094d\u091c\u093f\u0928 \u0914\u0930 \u0932\u093e\u092d \u092e\u0947\u0902 \u092a\u0941\u0928\u00a0\u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u0907\u0938\u0915\u093e \u092e\u091c\u092c\u0942\u0924 \u0928\u0915\u0926\u0940 \u092a\u094d\u0930\u0935\u093e\u0939 \u0914\u0930 \u092c\u0922\u093c\u0924\u0947 \u0932\u093e\u092d\u093e\u0902\u0936 \u0915\u0940 \u0928\u0940\u0924\u093f \u0907\u0938\u0947 \u0909\u0928 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0906\u0915\u0930\u094d\u0937\u0915 \u092c\u0928\u093e\u0924\u0940 \u0939\u0948 \u091c\u094b \u0938\u094d\u0925\u093f\u0930 \u0906\u092f \u0915\u0940 \u0924\u0932\u093e\u0936 \u092e\u0947\u0902 \u0939\u0948\u0902\u0964\n<\/p>\n

\u0928\u093f\u0935\u0947\u0936 \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u0915\u093e \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u0914\u0930 \u0930\u0948\u0902\u0915\u093f\u0902\u0917<\/h2>\n

\n\u0935\u0930\u094d\u0923\u093f\u0924 \u0915\u093e\u0930\u0915\u094b\u0902 \u2014 depressed \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928, \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u092e\u091c\u092c\u0942\u0924\u0940, \u0928\u093f\u092f\u093e\u092e\u0915 \u091c\u094b\u0916\u093f\u092e \u0914\u0930 \u092e\u093e\u0930\u094d\u091c\u093f\u0928 \u092a\u0930 \u0926\u092c\u093e\u0935 \u2014 \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u092e\u0947\u0902 \u0930\u0916\u0924\u0947 \u0939\u0941\u090f, \u0939\u092e \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u0915\u0940 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0930\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u093e \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u0935\u0930\u094d\u0917\u0940\u0915\u0930\u0923 \u0938\u092c\u0938\u0947 \u0906\u0915\u0930\u094d\u0937\u0915 \u0935\u093f\u0915\u0932\u094d\u092a (1) \u0938\u0947 \u0932\u0947\u0915\u0930 \u0938\u092c\u0938\u0947 \u0915\u092e \u0905\u0928\u0941\u0936\u0902\u0938\u093f\u0924 (5) \u0924\u0915 \u0939\u0948:\n<\/p>\n\n\n\n\n\n\n\n\n\n
\u0935\u093f\u0915\u0932\u094d\u092a<\/th>\n\u0938\u094d\u0925\u093f\u0924\u093f<\/th>\n<\/tr>\n<\/thead>\n
\u0905\u0917\u0930 \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0928\u0939\u0940\u0902 \u0939\u0948, \u0924\u094b \u0916\u0930\u0940\u0926\u0947\u0902<\/strong><\/td>\n1<\/td>\n<\/tr>\n
\u0905\u0917\u0930 \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0939\u0948, \u0924\u094b \u0914\u0930 \u0916\u0930\u0940\u0926\u0947\u0902<\/strong><\/td>\n2<\/td>\n<\/tr>\n
\u0905\u0917\u0930 \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0939\u0948, \u0924\u094b \u0905\u0928\u0926\u0947\u0916\u093e \u0915\u0930\u0947\u0902 (\u0930\u0916\u0947\u0902)<\/strong><\/td>\n3<\/td>\n<\/tr>\n
\u0905\u0917\u0930 \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0928\u0939\u0940\u0902 \u0939\u0948, \u0924\u094b \u0905\u0928\u0926\u0947\u0916\u093e \u0915\u0930\u0947\u0902<\/strong><\/td>\n4<\/td>\n<\/tr>\n
\u0905\u0917\u0930 \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0939\u0948, \u0924\u094b \u092c\u0947\u091a\u0947\u0902<\/strong><\/td>\n5<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\n\u0930\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u093e \u0914\u091a\u093f\u0924\u094d\u092f:<\/strong> \u0909\u0928 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u094b \u0905\u092d\u0940 UNH \u0928\u0939\u0940\u0902 \u0930\u0916\u0924\u0947, \u0932\u0917\u092d\u0917 50\u00a0% \u0915\u0940 \u0917\u093f\u0930\u093e\u0935\u091f \u0914\u0930 \u0907\u0938\u0915\u0947 \u0910\u0924\u093f\u0939\u093e\u0938\u093f\u0915 \u0914\u0938\u0924 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0915\u092e P\/E \u0905\u0928\u0941\u092a\u093e\u0924 \u0938\u0938\u094d\u0924\u0947 \u092e\u0947\u0902 \u092a\u094d\u0930\u0935\u0947\u0936 \u0915\u093e \u090f\u0915 \u0906\u0915\u0930\u094d\u0937\u0915 \u0905\u0935\u0938\u0930 \u0907\u0902\u0917\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u092f\u0926\u093f \u0935\u0947 \u0905\u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0915\u094b \u0938\u0939\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u093e \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0923 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902\u0964 \u091c\u094b \u0932\u094b\u0917 \u092a\u0939\u0932\u0947 \u0938\u0947 \u0939\u0940 \u0907\u0938 \u0936\u0947\u092f\u0930 \u0915\u0947 \u092e\u093e\u0932\u093f\u0915 \u0939\u0948\u0902, \u0909\u0928\u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u0915\u094b \u092e\u091c\u092c\u0942\u0924 \u0915\u0930\u0928\u093e (\u0914\u0930 \u0916\u0930\u0940\u0926\u0928\u093e) \u092f\u093e \u0907\u0938\u0947 \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u093e \u0938\u092e\u091d\u0926\u093e\u0930\u0940 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948 \u092f\u0926\u093f \u0909\u0928\u094d\u0939\u0947\u0902 \u0935\u093f\u0936\u094d\u0935\u093e\u0938 \u0939\u0948 \u0915\u093f \u0915\u0902\u092a\u0928\u0940 \u0905\u092a\u0928\u0947 \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0914\u0930 \u0928\u093f\u092f\u093e\u092e\u0915 \u092e\u0941\u0926\u094d\u0926\u094b\u0902 \u0915\u094b \u0939\u0932 \u0915\u0930\u0947\u0917\u0940 \u0914\u0930 \u0909\u0926\u094d\u092f\u094b\u0917 \u090f\u0915\u0940\u0915\u0943\u0924 \u0926\u0947\u0916\u092d\u093e\u0932 \u092e\u0949\u0921\u0932 \u0915\u0940 \u0913\u0930 \u092c\u0922\u093c\u0924\u093e \u0930\u0939\u0947\u0917\u093e\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u091c\u094b\u0916\u093f\u092e \u0938\u0947 \u092c\u091a\u0928\u0947 \u0935\u093e\u0932\u0947 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u092f\u093e \u0905\u0932\u094d\u092a\u0915\u093e\u0932\u093f\u0915 \u0915\u094d\u0937\u093f\u0924\u093f\u091c \u0935\u093e\u0932\u0947 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u092f\u093e\u092e\u0915 \u0905\u0928\u093f\u0936\u094d\u091a\u093f\u0924\u0924\u093e \u0914\u0930 \u092e\u093e\u0930\u094d\u091c\u093f\u0928 \u092e\u0947\u0902 \u0914\u0930 \u0917\u093f\u0930\u093e\u0935\u091f \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0928\u090f \u0928\u093f\u0935\u0947\u0936 \u0936\u0941\u0930\u0942 \u0928 \u0915\u0930\u0928\u0947 \u092f\u093e \u092e\u094c\u091c\u0942\u0926\u093e \u0915\u094b \u092c\u0947\u091a\u0928\u0947 \u0915\u094b \u0909\u091a\u093f\u0924 \u0920\u0939\u0930\u093e\u0924\u0940 \u0939\u0948\u0964\n<\/p>\n

\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/h2>\n

\nUnitedHealth Group \u0926\u0936\u0915\u094b\u0902 \u092e\u0947\u0902 \u0905\u092a\u0928\u0947 \u0938\u092c\u0938\u0947 \u091a\u0941\u0928\u094c\u0924\u0940\u092a\u0942\u0930\u094d\u0923 \u0926\u094c\u0930 \u0938\u0947 \u0917\u0941\u091c\u0930 \u0930\u0939\u093e \u0939\u0948\u0964 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u0932\u093e\u0917\u0924 \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f, Medicare<\/em> \u092e\u0947\u0902 \u0928\u093f\u092f\u093e\u092e\u0915 \u092c\u0926\u0932\u093e\u0935, \u0938\u0930\u0915\u093e\u0930\u0940 \u091c\u093e\u0902\u091a \u0914\u0930 \u0905\u092a\u0928\u0947 Medicare Advantage<\/em> \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e \u0915\u0947 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u092e\u0947\u0902 \u0924\u094d\u0930\u0941\u091f\u093f\u092f\u094b\u0902 \u0915\u0947 \u0938\u0902\u092f\u094b\u091c\u0928 \u0928\u0947 \u0907\u0938\u0915\u0947 \u0936\u0947\u092f\u0930 \u092e\u0942\u0932\u094d\u092f \u0915\u094b \u0917\u093f\u0930\u093e \u0926\u093f\u092f\u093e \u0939\u0948 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u093e \u0935\u093f\u0936\u094d\u0935\u093e\u0938 \u0915\u092e \u0915\u093f\u092f\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926, \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0924\u0924\u094d\u0935 \u0905\u092d\u0940 \u092d\u0940 \u0920\u094b\u0938 \u0939\u0948\u0902: \u0915\u0902\u092a\u0928\u0940 \u090f\u0915 \u0906\u0935\u0936\u094d\u092f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u0905\u0917\u094d\u0930\u0923\u0940 \u0939\u0948, \u092d\u093e\u0930\u0940 \u0928\u0915\u0926 \u092a\u094d\u0930\u0935\u093e\u0939 \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948, \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u0940 \u0932\u093e\u092d\u093e\u0902\u0936 \u092a\u094d\u0930\u0924\u093f\u092b\u0932 \u092c\u0928\u093e\u090f \u0930\u0916\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0910\u0924\u093f\u0939\u093e\u0938\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0915\u092e \u092e\u0932\u094d\u091f\u0940\u092a\u0932 \u092a\u0930 \u0915\u093e\u0930\u094b\u092c\u093e\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964 \u0905\u0917\u0930 \u092f\u0939 \u0938\u092b\u0932\u0924\u093e \u092a\u0942\u0930\u094d\u0935\u0915 Medicare<\/em> \u0915\u0940 \u0928\u0908 \u0926\u0930\u094b\u0902 \u092a\u0930 \u092c\u093e\u0924\u091a\u0940\u0924 \u0915\u0930 \u092a\u093e\u0924\u0940 \u0939\u0948, \u0938\u0947\u0935\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u094b \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u0930 \u092a\u093e\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0905\u092a\u0928\u0947 \u0915\u093e\u0928\u0942\u0928\u0940 \u0935\u093f\u0935\u093e\u0926\u094b\u0902 \u0915\u094b \u0938\u093e\u092b \u0915\u0930 \u092a\u093e\u0924\u0940 \u0939\u0948, \u0924\u094b \u0907\u0938\u0915\u093e \u092e\u0942\u0932\u094d\u092f \u092a\u0941\u0928\u0903 \u092a\u094d\u0930\u093e\u092a\u094d\u0924\u093f \u0909\u0932\u094d\u0932\u0947\u0916\u0928\u0940\u092f \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u092f\u0939 \u0926\u094d\u0935\u0948\u0927\u0924\u093e UNH \u0915\u094b \u0909\u091a\u094d\u091a \u091c\u094b\u0916\u093f\u092e \u0932\u0947\u0915\u093f\u0928 \u0909\u091a\u094d\u091a \u092a\u094d\u0930\u0924\u093f\u092b\u0932 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0936\u0930\u094d\u0924 \u092c\u0928\u093e\u0924\u0940 \u0939\u0948\u0964\n<\/p>\n

\u0938\u0902\u0926\u0930\u094d\u092d<\/h2>\n
    \n
  1. MedCity\u00a0News. (1\u00a0\u091c\u0942\u0928\u00a02025). UnitedHealth\u2019s wild ride in 2025: Is the insurer\u2019s vertical integration strategy backfiring?<\/em> \u0938\u0947 \u092a\u0941\u0928\u0903 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 https:\/\/medcitynews.com\/2025\/06\/united-health-group-year-challenge\/<\/a><\/li>\n
  2. UnitedHealth Group. (17\u00a0\u0905\u092a\u094d\u0930\u0948\u0932\u00a02025). UnitedHealth Group reports first quarter 2025 results<\/em>. \u0938\u0947 \u092a\u0941\u0928\u0903 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 https:\/\/www.unitedhealthgroup.com\/content\/dam\/UHG\/PDF\/investors\/2025\/UNH-Reports-Q1-2025-Results-Revises-Full-Year-Guidance.pdf<\/a><\/li>\n
  3. Star\u00a0Tribune. (25\u00a0\u091c\u0941\u0932\u093e\u0908\u00a02025). Federal heat on UnitedHealth sends shares tumbling as criminal probes expand<\/em>. \u0938\u0947 \u092a\u0941\u0928\u0903 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 https:\/\/www.startribune.com\/dojs-unitedhealth-investigation-likely-biggest-medicare-advantage-fraud-probe-yet\/601442980<\/a><\/li>\n
  4. Department of Justice. (12\u00a0\u0928\u0935\u0902\u092c\u0930\u00a02024). Justice Department and States sue to block UnitedHealth Group\u2019s acquisition of Amedisys<\/em>. \u0938\u0947 \u092a\u0941\u0928\u0903 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 https:\/\/www.justice.gov\/archives\/opa\/pr\/justice-department-sues-block-unitedhealth-groups-acquisition-home-health-and-hospice<\/a><\/li>\n
  5. UnitedHealth Group. (16\u00a0\u091c\u0928\u0935\u0930\u0940\u00a02025). UnitedHealth Group reports fourth quarter and full year 2024 results<\/em>. \u0938\u0947 \u092a\u0941\u0928\u0903 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 www.unitedhealthgroup.com\/content\/dam\/UHG\/PDF\/investors\/2024\/2025-16-01-uhg-reports-fourth-quarter-results.pdf<\/a><\/li>\n
  6. GuruFocus. (27\u00a0\u091c\u0941\u0932\u093e\u0908\u00a02025). UnitedHealth Group dividend yield and growth rates<\/em>. \u0938\u0947 \u092a\u0941\u0928\u0903 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 https:\/\/www.gurufocus.com\/term\/yield\/UNH<\/a><\/li>\n
  7. CompaniesMarketCap. (27\u00a0\u091c\u0941\u0932\u093e\u0908\u00a02025). UnitedHealth Group market cap and P\/E ratio<\/em>. \u0938\u0947 \u092a\u0941\u0928\u0903 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 https:\/\/companiesmarketcap.com\/united-health\/pe-ratio<\/a><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

    UnitedHealth (UNH): \u0924\u0947\u091c \u0917\u093f\u0930\u093e\u0935\u091f \u0915\u0947 \u092c\u093e\u0926 \u0928\u093f\u0935\u0947\u0936 \u0915\u093e \u0905\u0935\u0938\u0930 \u092f\u093e \u092e\u0942\u0932\u094d\u092f \u091c\u093e\u0932? \u092a\u0930\u093f\u091a\u092f: UnitedHealth \u0915\u0940 \u0905\u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0914\u0930 \u0905\u0935\u0938\u0930\u094b\u0902 \u0915\u0940 \u0924\u0932\u093e\u0936 2025 \u0915\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0938\u0947, UnitedHealth Group (UNH) \u0915\u0947 \u0936\u0947\u092f\u0930 \u090f\u0915 \u0930\u0915\u094d\u0937\u093e\u0924\u094d\u092e\u0915 \u092a\u0928\u093e\u0939\u0917\u093e\u0939 \u0939\u094b\u0928\u0947 \u0938\u0947 \u0939\u091f \u0915\u0930 S&P 500 \u0938\u0942\u091a\u0915\u093e\u0902\u0915 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u0905\u0938\u094d\u0925\u093f\u0930 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947 \u090f\u0915 \u092c\u0928 \u0917\u090f \u0939\u0948\u0902\u0964 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0940 \u0907\u0938 \u0926\u093f\u0917\u094d\u0917\u091c \u0915\u0947 […]<\/p>\n","protected":false},"author":1,"featured_media":1405,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-container-style":"default","site-container-layout":"default","site-sidebar-layout":"default","disable-article-header":"default","disable-site-header":"default","disable-site-footer":"default","disable-content-area-spacing":"default","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[74],"tags":[],"class_list":["post-1415","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized-hi"],"yoast_head":"\nUnitedHealth (UNH): \u0924\u0947\u091c \u0917\u093f\u0930\u093e\u0935\u091f \u0915\u0947 \u092c\u093e\u0926 \u0928\u093f\u0935\u0947\u0936 \u0915\u093e \u0905\u0935\u0938\u0930 \u092f\u093e \u092e\u0942\u0932\u094d\u092f \u091c\u093e\u0932? - Investor Insight<\/title>\n<meta name=\"description\" content=\"UnitedHealth (UNH) 2025 \u092e\u0947\u0902 50\u202f% \u0917\u093f\u0930 \u0917\u0908\u0964 \u0907\u0938\u0915\u0947 \u0928\u093f\u092e\u094d\u0928 P\/E, \u092e\u091c\u092c\u0942\u0924 \u0928\u0915\u0926\u0940 \u092a\u094d\u0930\u0935\u093e\u0939 \u0914\u0930 \u0909\u091a\u094d\u091a \u0928\u093f\u092f\u093e\u092e\u0915 \u091c\u094b\u0916\u093f\u092e \u0907\u0938\u0947 202 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u093e \u0905\u0935\u0938\u0930 \u092f\u093e \u092e\u0942\u0932\u094d\u092f \u091c\u093e\u0932 \u092c\u0928\u093e\u0924\u0947 \u0939\u0948\u0902, \u092a\u0924\u093e \u0932\u0917\u093e\u090f\u0902\u0964\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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